No Financial Education
Schools teach us how to work for money, but rarely how to make money work for us.
#11
Best Seller in Public Finance · Amazon.in
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The 21 Codes of Wealth
Master the timeless principles of wealth creation. Move from financial uncertainty to lasting prosperity with a proven, structured system for your money — built for Indian families.
Paperback & eBook
100+ free calculators
Written for India
#11 Best SellerPublic Finance · Amazon.in
100+ CalculatorsFree with every copy
Endorsed byWright Research
Endorsed byPaterson Securities
Endorsed byAAFM® India
Available onAmazon.in
Available onFlipkart
Available onGoogle Play Books
Published byNotion Press
#11Best Seller, Public Finance
21Codes for lasting wealth
100+Free wealth calculators
142Pages of practical wisdom
From the Author
Watch the Book Introduction
Discover the core philosophy behind the 21 Codes, directly from the author.
Book IntroductionThe philosophy behind the 21 Codes
The Transformation
From Money Stress to Money Clarity
Before the Codes
- Salary comes in, and somehow it's gone by month-end
- Unsure where or how to start investing
- One job loss away from financial panic
- Retirement feels like a distant guess
After the Codes
- A clear plan for every rupee you earn
- A disciplined, simple investing system
- An emergency moat that protects your family
- A retirement number you can actually reach
The Problem
Why Most People Never Build Wealth
The traditional system creates consumers, not wealth builders. Here is where it breaks down.
The Paycheck Trap
Living month to month creates a cycle of dependency that is incredibly hard to break.
No Strategy
Relying on good intentions instead of a disciplined, repeatable framework.
Inside the Book
Six Pillars. Twenty-One Codes.
A complete wealth system that takes you from financial anxiety to complete clarity.
Wealth Mindset
Rewire your thinking to see assets and opportunities instead of obstacles and liabilities.
Smart Investing
Professional asset-allocation principles, simplified for the everyday investor.
Multiple Incomes
Build diverse income streams so one setback can't shake your lifestyle.
Compounding Power
Use the simple maths that turns disciplined savings into real, lasting wealth.
Emergency Strategy
Build a financial moat that protects you and your family during tough times.
Retirement Planning
Plan an exit strategy that lets you reclaim your time on your own terms.
Your Financial Blueprint
Everything You Get With the Book
Not just theory — a practical, actionable system that replaces financial confusion with structured action.
- The 21 Codes of WealthStep-by-step frameworks across six pillars of wealth
- 100+ Wealth Calculators FreeUnlock the full toolkit by scanning the QR code inside
- Real Indian ExamplesSIP, EMI, FD and PPF explained in rupees, without jargon
- A Long-Term RoadmapBuilt on real behaviour and discipline, for repeatable success
Paperback and eBook — check today's price on Amazon.in
Free With Every Copy
100+ Calculators to Put the Codes Into Action
Every reader unlocks the full toolkit with the QR code inside the book. Try a few right now.
CWM®Chartered Wealth Manager
Endorsements
What Leaders Are Saying
Simple, real, and actionable—this book transforms financial confusion into clarity and gives readers the confidence to take control of their money.
A disciplined framework for building wealth without the noise. This systems-first approach turns good intentions into repeatable results.
Practical before technical, this book speaks to real financial behavior—not theory. It distills essential principles into clear, disciplined thinking.
Get Your Copy
Choose Your Favourite Store
Available in paperback and eBook across India's leading platforms.
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Buying for your team, clients or students? Write to contact@pratyushgoel.com for bulk orders.
Questions
Frequently Asked Questions
Who is The 21 Codes of Wealth for?
It is written for salaried professionals, business owners, young earners and families in India who want a clear, practical system to save, invest and build long-term wealth — without needing a finance background.
Is this book suitable for beginners?
Yes. Every concept is explained in plain language with real Indian examples like SIP, EMI, FD and PPF in rupees. Experienced investors will also find the frameworks useful for building discipline.
What are the free calculators that come with the book?
Readers get access to 100+ wealth calculators by scanning the QR code inside the book — including net worth, FIRE number, budget, emergency fund and EMI vs investment tools. Preview them at wealth.goelpratyush.com.
Where can I buy the book?
The book is available in paperback and eBook on Amazon.in, Flipkart, Google Play Books and Notion Press.
Who is the author, Pratyush Goel?
Pratyush Goel is a Chartered Wealth Manager® (CWM®), entrepreneur and financial educator from India who focuses on simple, disciplined systems for building wealth. Learn more at goelpratyush.com.
Start Today
Your Financial Future Starts With One Decision
Don't wait for a windfall. Start building your wealth system today — one code at a time.